# Mesaside Advances > Mesaside Advances is a small-business funding broker at 1900 Thomes Ave, Cheyenne, WY 82001 (phone (307) 368-2257). It helps businesses in Cheyenne, WY and across Laramie County, Wyoming, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances (a merchant cash advance is not a loan). Mesaside Advances connects you with lending partners; partners make credit decisions and set rates and terms. Mesaside Advances is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Mesaside Advances is not a lender and does not arrange personal, payday, auto title or SBA loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 1900 Thomes Ave, Cheyenne, WY 82001, United States - Phone: (307) 368-2257 - Apply: https://mesasideadvances.com/apply/ - Service area: Cheyenne, WY and all of Laramie County, Wyoming - Language: English ## Funding options - [Business Funding Options Compared for Cheyenne, Wyoming Owners](https://mesasideadvances.com/business-loans/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, compares six funding types for Laramie County owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is paid back or collected differently. Merchant cash advances are not loans. Lending partners make every credit decision and set rates and terms. - [Cheyenne, WY Working Capital Financing: Options and How They Work](https://mesasideadvances.com/business-loans/working-capital/): Working capital financing covers everyday costs such as payroll, rent and supplier bills while a business waits to be paid. Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, helps Laramie County owners size the gap and compare working capital with a credit line or a merchant cash advance, which is not a loan. Partners decide and set terms. - [Cheyenne, WY Business Term Loans: Options and How They Work](https://mesasideadvances.com/business-loans/term-loans/): A business term loan provides one lump sum repaid in scheduled installments, often used for expansion, build-outs or refinancing. Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains amortization, balloon payments and what partners review, then takes Laramie County requests to lending partners. Partners make credit decisions and set rates and terms; Mesaside is not an SBA lender. - [Cheyenne, WY Business Lines of Credit: Options and How They Work](https://mesasideadvances.com/business-loans/line-of-credit/): A business line of credit sets a borrowing limit the business draws on as costs come up, paying interest on the drawn balance only. Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains draw periods, revolving and non-revolving lines and secured versus unsecured lines for Laramie County owners. Lending partners make credit decisions and set rates and terms. - [Cheyenne, WY Inventory Financing: Options and How They Work](https://mesasideadvances.com/business-loans/inventory-financing/): Inventory financing lets a business buy stock now and pay for it as the goods sell, with the inventory usually serving as collateral. Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains how it works, what a UCC filing means and how it compares with a credit line for Laramie County retailers and wholesalers. Lending partners decide and set terms. - [Cheyenne, WY Equipment Financing and Leasing: Options and How They Work](https://mesasideadvances.com/equipment-financing/): Equipment financing funds a specific machine, vehicle or system, usually secured by the equipment itself, through a loan, a lease or an equipment finance agreement. Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, helps Laramie County contractors, restaurants and medical and dental practices compare those routes for new or used equipment. Lending partners decide and set rates and terms. - [Cheyenne, WY Merchant Cash Advances: Options and How They Work](https://mesasideadvances.com/merchant-cash-advance/): A merchant cash advance (MCA) is not a loan: a funder buys part of a business's future receipts for a lump sum and collects through a holdback percentage or fixed debits until an agreed total is delivered. Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains MCA terms beside loan options for Laramie County owners. Funders set every term. ## Industries - [Business Financing by Industry in Cheyenne, WY](https://mesasideadvances.com/industries/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains financing by industry for Laramie County: construction, restaurants, medical and dental practices, and retail and wholesale inventory. Each page pairs county Census figures with the funding types that fit the sector's cash cycle. Partners make credit decisions and set rates and terms; agriculture and trucking are not covered. - [Cheyenne, WY Contractor and Construction Financing: Options and How They Work](https://mesasideadvances.com/industries/construction/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, helps Laramie County contractors and specialty trades compare equipment financing, lines of credit, working capital and term loans. Laramie County had 355 construction employer establishments in 2023 and 724 construction businesses without employees in 2024 (U.S. Census Bureau). Lending partners make credit decisions and set rates and terms. - [Cheyenne, WY Restaurant and Food Service Financing: Options and How They Work](https://mesasideadvances.com/industries/restaurants/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, helps Laramie County restaurants compare equipment financing, term loans, working capital and lines of credit, and sets merchant cash advances, which are not loans, beside them. The county had 164 restaurants and other eating places with paid employees in 2023 (Census). Lending partners make credit decisions and set rates and terms. - [Cheyenne, WY Medical and Dental Practice Financing: Options and How They Work](https://mesasideadvances.com/industries/medical-dental/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, helps Laramie County medical, dental and chiropractic practices compare equipment financing, term loans and lines of credit for clinical equipment, office fit-outs and insurance payment gaps. The county had 243 ambulatory health care employer establishments in 2023 (Census). Lending partners make credit decisions and set rates and terms. ## Guides and calculators - [Business Funding Guides and Calculators for Cheyenne, WY Owners](https://mesasideadvances.com/resources/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, publishes guides and calculators for Laramie County owners: preparing for a business loan in Wyoming, Wyoming sales tax and Cheyenne licenses, local business resources, funding fees, APR versus factor rates, a total cost of funding calculator and an MCA cost estimator. Mesaside is not a lender. - [How to Get a Business Loan in Wyoming: A Checklist for Cheyenne, WY Owners](https://mesasideadvances.com/resources/how-to-get-a-business-loan-in-wyoming/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, sets out a ten-item prep list for small business loans in Wyoming: the use of funds, Wyoming Secretary of State records, tax accounts, Cheyenne licenses, bank statements and financials, credit, the funding type, the SBA route, reading offers, and free local help. Lending partners decide; Mesaside is not a lender. - [Wyoming Sales Tax License and Cheyenne, WY Business Licenses: What You Need](https://mesasideadvances.com/resources/wyoming-sales-tax-license-cheyenne/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains where Cheyenne businesses handle state entity filings (Wyoming Secretary of State), sales tax account registration (Wyoming Department of Revenue, Excise Tax Division) and city licenses and permits (City of Cheyenne City Clerk), and why lending partners ask for these records. It does not give legal or tax advice. - [Small Business Help and Funding Resources in Cheyenne, WY and Laramie County](https://mesasideadvances.com/resources/cheyenne-laramie-county-business-resources/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, lists public and local resources for Cheyenne and Laramie County businesses by type: Cheyenne LEADS for economic development, the Greater Cheyenne Chamber of Commerce, the SBA Wyoming District Office, the Wyoming Secretary of State and Department of Revenue, and the City of Cheyenne. Mesaside is not affiliated with any of them. - [Origination, Closing and Broker Fees: What Business Funding Can Cost](https://mesasideadvances.com/resources/business-funding-fees-explained/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains the fees that can come with business funding: origination, closing and documentation, UCC filing, draw and annual fees on credit lines, prepayment charges, late and returned-payment fees, merchant cash advance fees and broker fees. It shows how to compare offers by net proceeds and total cost. Partners set all fees. - [APR, Interest Rate and Factor Rate: Comparing Funding Costs Fairly](https://mesasideadvances.com/resources/apr-vs-factor-rate/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, explains the difference between an interest rate, an APR and a factor rate. An interest rate prices borrowing over time, an APR folds certain fees into a yearly figure, and a factor fixes a merchant cash advance's total at signing. The fair comparison uses dollars and time. MCAs are not loans. - [Total Cost of Funding Calculator: Interest, Payback and the Fees to Add](https://mesasideadvances.com/resources/total-cost-of-funding-calculator/): This total cost of funding calculator from Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, works out a loan's monthly payment, total interest and total paid back from the amount, rate and term, and shows how to add fees by hand for the full cost in dollars. Results are illustrative arithmetic, not an offer; lending partners set actual terms. - [Merchant Cash Advance Cost Estimator: Factor Rate, Term and Remittance](https://mesasideadvances.com/resources/mca-cost-comparison-estimator/): This merchant cash advance cost estimator from Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, multiplies an advance by its factor to show the total to be delivered and the dollar cost, and estimates remittance time from a holdback and daily card sales. Run it once per offer to compare. A merchant cash advance is not a loan; results are illustrative only. ## Areas served - [Doing Business in Cheyenne, WY: Funding Options and Local Resources](https://mesasideadvances.com/cheyenne-wy/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, sets out Cheyenne business data from the U.S. Census Bureau, where city licenses and state registrations are handled, local business organizations, and how six funding types fit Cheyenne's business mix. It is not a lender: lending partners make credit decisions and set rates and terms. Call (307) 368-2257. - [Areas We Serve Around Cheyenne, WY](https://mesasideadvances.com/service-areas/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, works with businesses across Laramie County from one address at 1900 Thomes Ave. This page lists the Census places within 25 miles, including Ranchettes, Fox Farm-College, South Greeley, Warren AFB, Burns, Hillsdale and Carpenter, with the public data available for each. Lending partners make all credit decisions. ## Company - [Cheyenne, WY Business Funding Broker: We Arrange Funding, We Don't Lend](https://mesasideadvances.com/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, does not lend. From 1900 Thomes Ave it compares six funding types with Laramie County owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans. Lending partners review each request, decide and set the terms. Call (307) 368-2257. - [How Business Funding Works With a Cheyenne, WY Broker](https://mesasideadvances.com/how-it-works/): Business funding through Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, takes four steps: describe the need, match it to a funding type and partners, let a lending partner underwrite and decide, then compare any offer by total cost before signing. Partners make credit decisions and set rates and terms; merchant cash advances are not loans. - [Business Funding Questions From Cheyenne, WY Owners](https://mesasideadvances.com/faq/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, answers common questions from Laramie County owners: what a broker does, why the name says Advances, how the six funding types differ, what partners review, paying yourself from business funds, and where to handle Wyoming registration. Lending partners make every credit decision and set rates and terms. - [Request Business Funding Options in Cheyenne, WY](https://mesasideadvances.com/apply/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, takes funding requests through one short form or by phone at (307) 368-2257. After a request arrives, it talks through the need, matches it to a funding type and introduces it to lending partners, which make credit decisions and set rates and terms. Mesaside is not a lender. - [About Mesaside Advances, a Business Funding Broker in Cheyenne, WY](https://mesasideadvances.com/about/): Mesaside Advances is a small-business funding broker in Cheyenne, Wyoming, at 1900 Thomes Ave, and it is not a lender. Despite the name, it works with six funding types, not only merchant cash advances. It helps Laramie County owners choose a funding type and introduces requests to lending partners, which make credit decisions and set rates and terms. - [Contact Mesaside Advances in Cheyenne, WY](https://mesasideadvances.com/contact/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, can be reached at (307) 368-2257 or at 1900 Thomes Ave, Cheyenne, WY 82001, or through the online request form. It is a broker, not a lender: it explains six funding types and introduces requests to lending partners, which make credit decisions and set rates and terms. - [Broker Disclosures for Mesaside Advances, Cheyenne, WY](https://mesasideadvances.com/disclosures/): Mesaside Advances, a small-business funding broker in Cheyenne, Wyoming, is not a lender and does not fund merchant cash advances. It connects businesses with lending partners, which make credit decisions and set rates and terms. A request carries no promise of approval, a merchant cash advance is not a loan, and request details are shared with partners for their review. ## Optional - [Full text of every page](https://mesasideadvances.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://mesasideadvances.com/sitemap.xml)